{"product_id":"prudence-and-ambition-by-harrison-young-9781922923066","title":"Prudence and Ambition","description":"\u003cp\u003eBanks are a way of organising society. Their liabilities are money. They make wealth portable. They facilitate commerce. They do the work of markets where markets don't exist. No one much \u003ci\u003elikes\u003c\/i\u003e banks. We resent their power and wealth. They hold our mortgages and issue our credit cards. They \u003ci\u003eknow things \u003c\/i\u003eabout us. They can veto our plans. But we need them. Prosperity requires credit. The economy struggles if its banks are overcautious. When a bank fails, the public suffers.\u003cbr\u003e\u003cbr\u003eBut do we know enough about how they work?\u003cbr\u003e\u003cbr\u003eIn \u003ci\u003ePrudence and Ambition,\u003c\/i\u003e former director of the Commonwealth Bank of Australia, Harrison Young looks back on his long career to explain how banks work and why the Western bank governance model is no longer fit for purpose.\u003cbr\u003e\u003cbr\u003eTaking us through key moments of a career that spans over four decades and twenty countries, Harrison explores different banking systems, their failures and successes, and offers his vision of the change needed to build banks for the future. \u003cbr\u003e\u003cbr\u003eIf you're not a banker, this book offers fascinating insight into how the world of finance operates. If you are a banker, or aspire to be a banker, this book will make you pause and reflect. Essential reading for anyone participating in the global economy.\u003c\/p\u003e","brand":"Simon \u0026 Schuster NZ","offers":[{"title":"Default Title","offer_id":47238390317292,"sku":"9781922923066","price":36.85,"currency_code":"NZD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/7784\/8556\/files\/17641783482872.jpg?v=1769042617","url":"https:\/\/bookhero.co.nz\/products\/prudence-and-ambition-by-harrison-young-9781922923066","provider":"Book Hero","version":"1.0","type":"link"}