{"product_id":"insuring-the-future-by-jonathan-boston-9781776923304","title":"Insuring the Future","description":"\u003cp\u003eIn this clear-eyed work, public policy expert Jonathan Boston tackles one of the defining policy challenges of climate change: how can residential property insurance remain accessible and affordable as climate-intensified risks escalate? Given New Zealand’s distinctive natural hazards profile and numerous at-risk communities, small policy changes won’t be enough. Sustainable insurance affordability will require a paradigm shift in risk governance, adaptation planning, and property insurance arrangements. We need fair, collective risk-sharing, vigorous risk avoidance, and serious public investment in risk reduction, including planned relocation where long-term protection is neither cost-effective nor feasible.\u003c\/p\u003e\n\u003cp\u003eNavigating the stark realities of climate-intensified risks and implementing effective reforms will be challenging. There are powerful political incentives for procrastination and buck-passing. But delay will be costly; poor policy choices likewise. To enable progress, evidence-informed public debate about the policy options is vital. \u003ci\u003eInsuring the Future\u003c\/i\u003e seeks to encourage that debate and proposes a practical, integrated set of reforms.\u003c\/p\u003e","brand":"Unknown","offers":[{"title":"Default Title","offer_id":47417532481772,"sku":"9781776923304","price":32.99,"currency_code":"NZD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/7784\/8556\/files\/ITFfrontcover.webp?v=1776800649","url":"https:\/\/bookhero.co.nz\/products\/insuring-the-future-by-jonathan-boston-9781776923304","provider":"Book Hero","version":"1.0","type":"link"}