{"product_id":"generation-fcked-by-freddie-smith-9781637748824","title":"Generation F*cked","description":"\u003cdiv class=\"book-description\"\u003e\n\u003cp\u003e\u003cstrong\u003eOur economic system has changed, and younger generations are being locked out of the opportunities our parents once had. \u003cem\u003eGeneration F*cked\u003c\/em\u003e exposes how the system broke, why the old rules no longer work, and what Millennials and Gen Z can do to reclaim their financial futures.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003eCancel your subscriptions. Make coffee at home. Go to college. Don’t rent. Buy a house to build equity. That advice was built for a different economy. Today, those choices come with far less certainty.\u003c\/p\u003e\n\n\u003cp\u003eWith rising inflation, unaffordable housing, stagnant wages, and crushing student debt, the traditional ‘rules of success’ for many working- and middle-class young adults no longer lead to the outcomes once promised. This leaves younger generations searching for strategies that actually work in today’s world.\u003c\/p\u003e\n\n\u003cp\u003eDrawing on Freddie Smith’s personal journey and data-driven insights, \u003cem\u003eGeneration F\u003cem\u003ecked\u003c\/em\u003e explores the uncomfortable reality of how the American Dream—homeownership, family, and a secure retirement—has become increasingly difficult for people under forty-five. With a frank, solutions-oriented approach, this modern guide to our financially f\u003c\/em\u003ecked reality will help you:\u003c\/p\u003e\n\n\u003cul\u003e\n    \u003cli\u003eUnderstand how the economy became so unequal and which institutions profit as the cost of living rises\u003c\/li\u003e\n    \u003cli\u003eTalk about the generational wealth divide with older generations in ways that encourage empathy, understanding, and productive conversation\u003c\/li\u003e\n    \u003cli\u003eDecide whether renting or homeownership makes sense for your life, and take meaningful steps toward clearing debt, investing, and saving\u003c\/li\u003e\n    \u003cli\u003eBuild a retirement plan without relying on Social Security or sacrificing your work–life balance\u003c\/li\u003e\n    \u003cli\u003eStay informed, advocate for change, and redefine success on realistic, modern terms\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003eThe current system isn’t sustainable. By pairing big-picture clarity with actionable, ground-level guidance, \u003cem\u003eGeneration F*cked\u003c\/em\u003e offers a path toward a more stable, fair, and achievable future, serving as a guide for generations navigating a radically different economy.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"Simon \u0026 Schuster NZ","offers":[{"title":"Default Title","offer_id":47745270612204,"sku":"9781637748824","price":41.99,"currency_code":"NZD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/7784\/8556\/files\/9781637748824-generation-f-cked.jpg?v=1781497292","url":"https:\/\/bookhero.co.nz\/products\/generation-fcked-by-freddie-smith-9781637748824","provider":"Book Hero","version":"1.0","type":"link"}